Budgeting

 

Understand how to balance your budget effectively, saving you time and money while avoiding nasty debt. Take our budgeting quizzes to see how much you know and grab money-saving tips for everything from groceries to travel.



Articles

Budget Calculator Print E-mail

As the old saying goes, "inch by inch, life's a cinch, but yard by yard, life is hard". So find budget bliss with these building blocks.

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Why Tracking Money Makes Sense Print E-mail
If you want to eliminate debt and wasteful spending, one of the first steps is to track your incoming and outgoing money weekly, monthly, and yearly.  You can talk about wanting a budget, but you can't have a budget if you do not track your income.  Not knowing what you are doing with your funds and being unorganized is a major problem with mismanaging money. Such ignorance can hinder your plans for saving money and building financial freedom. Knowing where you stand financially gives you confidence and peace of mind. Therefore, you need to know why tracking money makes sense for you.
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Organizing Your Financial Records Print E-mail

Everyone should organize their financial records. Organizing your financial records, such as your bills, is a lot like organizing your closet or garage. Organizing your financial records can be a tough, even dirty job. But once you're done organizing your financial records your financial life will feel like a breath of fresh air.

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Smart Budgeting Moves Quiz Print E-mail
What are your ideas about money? Do you feel you are a pretty good manager of money and know some smart budgeting moves? Maybe you feel that you could have better money management skills; perhaps you're living paycheck-to-paycheck and aren't sure how to change your financial situation. We all have some areas that can be improved with how we manage our money.
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How to Buy a Used Car and Save Money Print E-mail

Purchasing a car can be a daunting task, but if you need to buy a car, you have to give in and buy one. Say you've decided to buy a used car to save money. Do you know how to buy a used car and save money? Before you start shopping for a used car, do your research on buying used cars. If you do your homework in advance, it can save you from future headaches and still save you money on your used car. Part of buying a car, used or new, is doing proper car research.

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Cost Reducing Quiz Print E-mail

Are you saving as much money as you can be? Are you taking advantage of all of the cost-reducing options out there? Take this cost reducing quiz to find out if you can be saving even more money!

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Financial Stability Quiz Print E-mail

How financially secure are you? Do you need more financial stability? Take this quiz to find out. This quiz will help expose the security and stability of your finances as well as your financial weaknesses.

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Signs You Have a Bad Attitude about Money Print E-mail

When it comes to your finances or anything related to finance, it's all about the attitude. Whether you approach money with a positive outlook, or can't stop feeling sorry for yourself because of your money situation, your attitude about money is an important topic to look at. Here are five signs that you may have a bad attitude about money.

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How to Lower Phone Bills Print E-mail

Everyone wants extra money, and everyone wants to save money, but managing money efficiently and carefully is crucial to achieving these goals. Do you find yourself paying extra money every month for your phone bill? A major part of money management and saving money on phone bills is identifying areas of wasteful spending.

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How to Save on Transportation Print E-mail

We all need transportation in some form or fashion. Whether it is an automobile, bus or plane-we need to travel. Paying for transportation can be expensive, and saving money on transportation is something we all want to do. Just look at gas prices, we are now over $3.00 a gallon (some places have reached $4.00). Gas for our cars has now become a mortgage payment.

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Money Quote

 
"Success is a lousy teacher. It seduces smart people into thinking they can't lose." ~Bill Gates
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